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Questions and Answers About the Check Clearing for the 21st Century Act, "Check 21"
This site presents an analysis and critique of the Check Clearing for the 21st Century Act, also known as "Check 21," which has an effective date of October 28, 2004. The site states that this "sweeping new federal law ... takes away your ability to get back your original paper checks." The site provides tips for consumers to protect their rights under the act. From the Consumers Union, the nonprofit publisher of Consumer Reports.
http://www.consumersunion.org/finance/ckclear1002.htm
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